[sweeps]

First, very sorry for your loss.

1. Pay the debts -- they're pretty small and inconsequential.
2. Build up your emergency fund to 3-6 months of expenses. A 5%+ online savings account is a good choice here.
3. Fund a Roth IRA for you and your husband at Vanguard (or Fidelity or T.Rowe Price or equivalent). This will be $8,000 for this year. $8,000 for next year. Target Retirement funds are a good choice for an investment.
4. Save some money for your schooling and/or open a 529 for your daughter.