Re: questions about IRA?
I would definitely not suggest investing into a mma, of only 5%. Sure that 5% may be guranteed, but think about how much of a gain you are actually getting. Yearly inflation rates are around 3%, so after inflation, you only have a 2% gain. Not only that, but by having that money in the mma, you cannot invest it elsewhere, where gains would be better. If you are not into investing for yourself, then be sure to thoroughly investigate the company you will invest in. Be sure to ask extensive questions, and if they are at all hesitant about answering, then find a different company. Remember that it is YOUR money, and you should have ultimate control over it.
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