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Originally Posted by Ima saver
I think it is smart to max out your roth. I didn't get to even open one until in my 40's, and could only put in $2000 a year. Some years, I missed and I regret that.
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That's why I'm planning on doing what I'm doing. I don't want the regret later on.
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Originally Posted by kristinecpa
"...waiting to start saving for retirement until they had funded their emergency fund, they'd never get started saving for retirement."
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And not that I fall into that category completely because I do have a decent amount in a 401k and a little cash on the side for some minor emergencies. I just want to get the IRA rolling since I'll be knocking on 40's door in a couple of years
