[disneysteve]

Everything others have said holds true here, too.

We switched to an online long distance company and saved about $25/month on our phone bill.

I sell on ebay and, at my peak, was making over $1,000/month clear.

I use an online high yield savings account that pays over 5% interest.

I use online banking so rarely have to write a check or put a stamp on an envelope.

I use the web as a research tool for everything from checking spelling at dictionary.com to getting graphics for reports and flyers from google.com.

We love to travel and have saved thousands of dollars through various travel websites.

We save time and gas by "running errands" onine instead of in person. We can renew our library books online. We can print AAA TripTiks at home instead of traveling to the AAA office.

We don't do a lot of online shopping but we have saved a bundle buying things on ebay, amazon and other sites. I saved over $300 just on our video camera and $100 or more on our digital camera purchases.

We don't own a video game system and never buy any computer games. There are so many fun and free games online that we have just never seen the need to purchase a game.

We communicate with friends and family via e-mail. We also share our family photos online. In fact, we hardly ever actually print photos anymore. So no more film developing or processing expenses.

I'll stop there, though I'm sure I can think of more if I try. Anytime someone says they see no need for a computer and internet access, I don't think they realize how much it is costing them not to have one.