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Originally Posted by fairy74
neatdesign, that is really cute!
I think whatever system motivates someone to work on their debt is what they should be using. At other points in my life, I have used the pay the smallest first just because I was overwhelmed. Now, I have no small debts and just an icky large student loan so that's where I apply all my efforts. Someone else said just getting started is the key and I agree totally  |
It's amazing how important motivation is. For weeks I've been going to trim the fruit trees in the backyard. Then last week the wife told me that she had seen the first fruit flies of the season. All of a sudden I had to trim the trees so she could protect the fruit. (Once the fruit is fly struck it is useless)
I act when I have motivation.
It's the same with debt and budgeting. If there is no motivation to get rid of debt then the debt grows.
The Budget Man
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www.PersonalityBudgeting.com