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Originally Posted by scfr
This is what Jean recommended:
1. SHRED: Don't just rip up the applications. Shred them.
2. OPT OUT: You can call 1-888-5-OPT-OUT and register your information. Then, by law the companies have to stop sending you the pre-approved credit apps.
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Absolutely agree. If you don't have a good cross-cut shredder, buy one today. Not a strip shredder. Must be cross-cut.
And opt out too. But keep in mind that will slow but won't stop the flood of offers. Companies that you have ever done business with can continue to send solicitations. This includes banks, brokerages, investment companies, organziations and societies you belong to, etc. You can also get offers from companies you already have a CC from if they have other offers. Even though we've opted out, we still get 2-3 CC offers every day. That's why you need that shredder.