[Aleta]

When you set up your plan, you are concentrating on only 1 debt at a time. Meanwhile, you continue to make your minimum payments on the other debts and by the time you get one debt paid off, you see the next one that you will pay off already less because of your payments. We did it and it works, but you have to have a plan. We made a chart where we could see where we were and we were always able to see our goals. We would put stars on them, date them with the pay off date. It is important to get rid of the smaller debts. It's more psychological than anything else. It's important to see something working for you pretty quickly. Then you can take that payment and then add it to the next one and so on and so on. It's a great feeling.