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Old 11-14-2006, 02:07 PM
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Default Re: Is it best to delete all creditors on your credreport whom U dont have a balance

asmom,
I would close the newer ones first, since the older ones are of more value to your score. I'm sure your score would recover within a few years. If you're worried about a big negative impact, you could close one every few months til you have your cards down to just the oldest ones, and hopefully just ones with no annual fee.
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