This happened today as a result of frugality in the past. We cancelled our auto insurance and switched to a cheaper company. This saved about $100 of monthly premium. Well, Friday, our minivan broke down and it will cost $600 to fix. Today, we got a refund of premium from our old insurance company for $500, so we will put that toward the repair. What a blessing that money was and totally unexpected, because we thought the refund would only be around $50!!
PS: To show you what a real blessing this was, the mail carrier must have dropped some of the mail, because my husband found the envelope from the insurance company on the ground outside. There was a bad thunderstorm last night, lots of wind and rain. and dh thought it was a piece of trash until he looked at it and saw it was from our insurance company!!
