[JBinKC]

I agree it is just taking advantage of what I call the fringe society and the expensive cost of high risk debt. There are plenty of businesses that cater to them like title and payday loan places, pawn shops, franchised tax preparers and high risk car credit places.

It is sad but there are so many people blindsided of what is happening to them. If you really look at it closely our society really borderlines becoming a feudal system again where the CEOs (who are paid 500 or more times than the average worker up from 40 times in 1980) of today live like pharoahs while the masses are enslaved. And they are dumb enough to vote for the same parties that just tweak the pain threshhold one more notch the next go around.