The exciting benefit of paying off your Credit Card before you try to save up for "emergencies" is that once you are no longer paying off the Credit Card you can easily save for the "Emergency Fund".
If you do it the other way around (try paying off the Credit Card and saving an emergency fund together) you have the difficulty of paying off the debt and saving at the same time. In this situation "emergencies" happen more often.
There's a bonus. When the Credit Card is paid off you have a new project to move to immediately. (saving an emergency fund.) Human nature being as it is, if you dn't have project in place the money will disssapear and won't be saved.
Enjoy Your Money
The Budget Man
Setting up your budget to suit you is not just simple it's also fast.
www.PersonalityBudgeting.com 