While I'm trying hard to make the changes necessary to get out of debt and get my finances in order, my income never, ever seems to meet my needs and no matter what I try to do, I end up borrowing from Peter every single pay. It seems I can write a "budget" until I'm blue in the face and it'll never work out. I can only curb my spending so much -- I have to live.
Now with the price of living going up far faster than my income, I'm not sure I'll ever meet my goals. I used to be happy to keep my bills current, (which I've always been able to do) but now that I've changed my goals to actually trying to get out of debt, with the ever changing financial landscape, I doubt I'll ever reach my goals.
-Jean