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Originally Posted by greedy4chips
You just took a good plan and ruined it!
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How did I "ruin" it?
I don't want to open ANOTHER credit card account. My credit's already getting dinged as it is. I would much rather have 99% of my balance at 0% indefinitely than have to keep applying for new accounts every 6 months.
In order for me to keep that 0% indefinitely, all I have to do is make three miniscule charges each month (starting next June). That's it. At most I'd be adding $22-24/year to the purchase bucket, INCLUDING interest, which is nothing in the grand scheme of things, especially when you consider that the other $3000+ will be at 0%.
~ Jenney