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Old 11-02-2006, 05:31 PM
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neatdesign neatdesign is offline
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Default Re: Are 0% Apr Credit Cards a Magic Debt Solution?

Quote:
Originally Posted by greedy4chips
You just took a good plan and ruined it!
How did I "ruin" it?

I don't want to open ANOTHER credit card account. My credit's already getting dinged as it is. I would much rather have 99% of my balance at 0% indefinitely than have to keep applying for new accounts every 6 months.

In order for me to keep that 0% indefinitely, all I have to do is make three miniscule charges each month (starting next June). That's it. At most I'd be adding $22-24/year to the purchase bucket, INCLUDING interest, which is nothing in the grand scheme of things, especially when you consider that the other $3000+ will be at 0%.

~ Jenney
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