[pearlieq]

It's so hard to do, but it's OK if you want to step away from the situation. Just like an alcoholic or drug addict, there is nothing you can do to make them change their behavior. The only way they can change is if THEY want to.

If it's frustrating or unpleasant to listen to her complain about the after-effects of the problem, you are certainly entitled to set some boundaries. You can give her a time limit (10 minutes to discuss her financial problems), tell her you want to avoid the subject of money, or simply avoid hanging out with her.