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Originally Posted by MonkeyMama
I have never lived in the same city as my credit union and I have never paid an ATM Fee. Score 1 for credit unions.
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I never pay an ATM fee either. I only use ATMs from my own bank. If I am going out of town, I make sure I have cash before I leave. I can also use my credit card or, if I choose, use my bank debit card (which I've never done but I've got that option).