[PRICEPLUS]

disneysteve, sometimes the address changes for the CC or the grace period changes. Sometimes people lose jobs or have accidents that leave them disabled. Sometimes middle class people have a world of hurt dumped on them and then the buzzards swarm! The people who are least able to pay get hurt the worst!

I don't think it is as simple as people being irresponsible as much as it is a great many times trying to survive! ATMs were to cut costs and help the banks give us better service and products. I think the CEOs got money but we sure did not get imoproved service or prices!