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Originally Posted by PRICEPLUS
They look for ways to get your money coming and going!
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I have mixed feelings about this. Yes, the fees have gotten ridiculous, but for the most part, the fees are only charged in response to customers doing things they shouldn't do - bouncing checks, exceeding the limit on their CC, paying bills late, etc. Its tough to complain about a fee that is totally avoidable.
ATM fees are more of a problem, though. It costs the banks next to nothing to process those transactions, far less than they charge the customer. Again, you can avoid the fee by using your own bank only, but it would be nice if the foreign ATM fee was more reasonable. There are times when you just can't get to your own bank, like when you are out of town, but then I guess the fee is what you are paying for the convenience of being able to access your money anywhere and any time.