[Diolla]

I don't equate frugality with not having any fun. There are plenty of ways to have fun that don't cost alot of money, I remember a walk in the park.

I AM debt free (except my mortgage) and am looking forward to having my money work for me. One of my co-workers asked me "How do you do that debt-free thing? My money just comes in and goes out." We had a nice talk, maybe she'll do something about it. I am not sure she wants to make the changes necessary to achieve it.

I don't really have alot of friends but I think most of the people I know assume I am poor and that's why I am careful with my money. I let them think what they want. Sometimes people offer to pay for me to go to some function and I have to politely decline because I could pay, I just don't have the time, inclination, desire to go. I suppose as a single mother it could be assumed...

Mostly, I don't worry about it. I will happily talk to anyone who wants to know but not that many do.