Broken Arrow, I completely know what you mean!
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Originally Posted by Broken Arrow
In fact, my real life friends aren't even interested in investing!
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None of my coworkers are saving for retirement. I brought in one of the financial books that I was reading once, and offered it to them, and the response was, "Nope, absolutely not, I don't have time, and I'm not interested!" My mother yelled at me for investing my money, telling me that I'm stupid for gambling with it, and we got into a huge fight about it. I think that may be a common perspective--that investing is risky, and it's better to save one's hard earned money in the bank.
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Originally Posted by Broken Arrow
Something that men typically are interested into...
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I don't know about the men (the ones I know are more interested in fancy cars and shiny electronics than anything financial), but I'm particularly shocked at the women who know absolutely nothing about their family's finances. It may be okay for now, but what if something happened to their husbands, whether through divorce, injury/incapacitation, or even death? How will they care for themselves? And what if they also have to care for a child?
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Originally Posted by Broken Arrow
Thing is, I DO agree about enjoying your life, but I also believe and have tried to gently impress upon the value of balance and moderation rather than over-spending. I don't want to suffer either, but then, that's EXACTLY why I am so interested in saving. Healthy personal finances affords me peace of mind.
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I think that is the key difference--frugalistas see money as a *means* to an end, as a *way* of getting what one wants. In contrast, spendthrifts see money purely *as* the end, as what it can buy that makes them happy. So the former are interested in protecting the *means*--the money itself--while the latter are simply interested in procuring the products that money can buy.
I don't know if that made any sense. Oh well, it's kind of late, I guess.
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Originally Posted by Broken Arrow
I can not begin to tell you how anxiety-provoking it is to see grown men throw their credit cards around, buying whatever that comes to mind.
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After being quite alarmed myself, particularly at the spending antics of my roommate, I've come to the conclusion that there is no point in worrying, nor is there a point in saying "I told you so". It's their own business how they handle their money, unless it does affect you in some way. I'll only get on the cases of the people I really care about.
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Originally Posted by Broken Arrow
They always jab at me about how anal and "old-lady like" I am, but I don't care!
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I don't get jabbed at, but I do get patted on the head (figuratively) and get called "the little millionaire". They just find it... cute, I guess. In a somewhat condescending and dismissive manner.
Which I guess isn't too surprising. *sigh*
~mimi