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Originally Posted by abowers
I'm a little surprised people are listing the advantages of using a credit card here, given the nature of the forum. I don't care if I get rewards, because I'm using my debit card - it's my own cash. I'm not racking up debt at 10.99% (or worse), and I'm not spending money I don't have. My debit card has a credit card logo, and it has the 3 digit security code on the back. I'm perfectly comfortable using it online at sites I trust.
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most folks on this site who are using their credit cards regularly also pay off the balance in full every month, which means a) there is no interest accrued and b) they aren't spending money they don't have. it this situation, using the credit card is exactly like spending the cash you have on hand or available via debit card (the money is still gone at the end of the month), but they receive cash back or points as a result of using the credit card.