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Originally Posted by kashi
unless I moved out into the boondocks and commuted for hours every day!
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My wife and I did just that for 2 yrs...it was no fun but as they say no pain no gain
We sold the house for a decent profit last month and we are now renting. Trust me paying rent hurts more than the commute ever did but we are hoping this is temporary until the housing market bubble bursts and we can finally afford something. Where we are renting the median house prices are $600k+ and these are small houses 3500sq-ft lots and 1400sq-ft
Although its a nice area but even the not so nice areas are around $400k and very old houses (1960s).
We bought the house with way less than 20% down but for some reason (i can't remember now) we didn't have to pay PMI...state laws differ too. The first house is never the most desireable for most people but once you get your foot in the door generally you can move up.
As for the car, what do you drive and what repairs have you had to do on it so far ? I'm a car nut and maybe I can offer some advice here. Is it really on its last legs or do you want something different (which I totally understand
) ?