[LuxLiving]

One mention I didn't see in this great thread is that of buying classic lines AND in solid colors.

I have only one or two patterned pieces in my entire wardrobe. Solids make mix-match so much easier. Classic means your basic never go out of style pieces. A-line skirts, etc.

I have a uniform - black - Black shell, black skirt or pants. Bright jackets in various colors to change it up. Spend a few of your $30 at the dollar type stores buying this seasons earrings/necklaces/bracelets. Spend another few at the thrift/consignments buying this year's scarf/bag knock-off/shoes.

Good luck. Dig deeper to stretch what you've got planned already and keep up with those retirement savings. You sound like you've got a great plan and are using good sense spending your budget! Kudos!