[bjl584]

Just to warn you, your idea of contributing less to your 401K in order to buy clothes is going to be VERY unpopular here. I don't think that you're going to get much support for that idea. I would have to say that you don't want to do that. I don't think that I've spent $30 on clothes in the past year let alone in the past month. I was just never really into it. Anyway, I would look to cut someplace else besides your retirement account. What else are you willing to give up in order to buy more clothes? Cable TV? Cell phone? Internet? Starbucks? Going out to lunch? Alcohol? Cigarettes? Think of something. Don't mess with your retirement accounts for the here and now. That's just my opinion.