Paying yourself first - definitely a must. I guess I really want to be able to predict my monthly finances in such a way that I can - at least once - nail it.
Maybe I should just set goals for certain percentages points of precision each month

. I guess also another reason is that I do care where the rest of my money goes because I still want to make sure the dollar is stretching.
Also, since I'm not yet saving for retirement - maybe that's another reason I haven't found contentment w/ pay myself then live my life!