[kashi]

My biggest budgeting issues is definitely "extras." Nights out with friends, extra little things I remember I need from Target or Walmart while I am standing in the store, lunches out, etc. They may not happen every day or every week, but it adds up. My Target/Walmart column in my budget is definitely my weakness. I go over every month. The solution would probably be to not step foot in the store, and not think about things that I need or want!