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Originally Posted by vsjhoc
I think they are not asking you if you "want" debit or credit. The store is asking you whether you have a debit card or a credit card, because they process them differently. I don't think the same card can function as either a debit or a credit card.
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Quote:
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Originally Posted by vsjhoc
So despite other posts to the contrary, I had it right the first time, yes?
1. You answer based on whether you are presenting a debit card for immediate withdrawal, or a credit card to charge your purchase; OR
2. You answer based on how you are directing them to process your debit card, either for immediate withdrawal or not-quite-so-immediate withdrawal from your linked checking account.
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Your addition of item 2 significantly alters your original statement, so yes you have it right but I don't know about "the first time."
Or you and I may be one of those pairings that say the same things so very differently that we can't see we agree.