>Penny Pincher: He pays half all the bills already, except cable. He insists on having Netflix since I made him reduce the cable, so I told him he'd have to pay for all of Netflix. He's way more of a spender than I am, so I know his finaces have to be worse than mine. The difference between him and me is that he owes over $1500 on a credit card, and all my balances are $0. As far as tutoring goes, I am required to do it 2-3 days a week for one of my classes. I have to tutor at an elementary school, for the "experience"... since I plan to be a teacher. Last year, I did work while going to school and it went terribly. They kept trying to schedule me when I had classes, and even when they didn't, I get so much homework and projects that I was slacking on them because of work, and my grades suffered. I know some people are able to work while in school, but I think I'm taking too big a course load for that.

>gakline: Unfortunately, that's what I was afraid of. I've been trying to come up with some other way. I've never carried a balance on a credit card, because I always pay it off as soon as I use it. I did this initially to build up my credit rating... but have kept in the habit of doing it. I guess that could be a last resort. :\

>MrsChambers: I live in Boone, North Carolina.

>loveof pets: I do have internet access at my apartment, but it's provided by my rental company and is thus, included in the cost of rent. I'm not sure exactly what they'd charge to disconnect/reconnect cable... but when we went down from expanded basic to basic cable (from over $55 to $14.62), they charged us a $20 fee to do it, and that's more than our bill is now. I'm having a hard enough time trying to stand up against my fiance because he's pressuring me to get satellite (which would put us at around $40/month), which is cheaper than expanded basic, but more than plain basic cable.. He never had to work until he got into college, and his parents still help him out sometimes, so I don't think he quite grasps the concept of saving rather than spending. He's completely unfrugal and gets frustrated with me whenever I talk about money issues. I'm considering the ebay thing. I atleast have some books I don't read that I'd like to sell. I've never done it though, so I'm just wondering if it would even be worth the trouble of getting things shipped. I guess I'll try that first.

Thanks everyone for your help so far.