Ok now I hate blaming hte government for anything, mostly cause it is rather hard to change, so I like to focus on what can change. BUT the constant finangling of the intrest rates, what did they expect to happen when they are trying to get people to spend? you can't have it both ways.
Either encourage people to save, or encourage them to spend. has much as I hate to say it, all the finagling does work - Short term. In the long term the finangling is what causes most of hte money complaints here. then of course they go back and finangle some more to try and fix it, and then more, and more

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