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Originally Posted by gavinmccallister
I have heard that when a retailer processess a card as a debit card the bank pays the processing fees, and when it is run as a credit the retailer pays the processing fee. and I have heard some banks are including the fee for processing the debit onto the customers statement. so you should verify with your bank and make sure they aren't charging you a fee.
I have seen alot of retailers pushing the debit function to save the processing cost
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Wendy's in my area consider Debit charge to be an "ATM" function even though it’s at the cashier register. They put additional charge on the debit card as a service fee. I think any aspects needs to be watched out for and use your best judgment on whether using Debit or Credit for each purchase.