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Originally Posted by rduell
Thanks for the replies.
I have used the same card for both debit and credit. If I choose debit, I put in my pin number. If I say credit they have me sign. But both ways take the money out of my account that same day. I have checked on-line. This is the card that was issued by my bank for ATM use, if that makes any difference. It has a Visa logo on it. I've used it for years like this. I just wondered if there was any more protection by choosing one over the other.
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I do the same thing. I prefer to use Debit instead of Credit because you need a pin number to get approved for the payment. If I used Credit... anyone can swipe the card and forge my signatures.... (This is why I always write "Please see ID" on all of my cards so it can not be copied). But often, my card does not get check with ID. I rather the ATM is a Debit only card so no one can steal it and use it as a Credit. But again, some cashiers do not even bother to check ID and signature matching.