[bluek9]

I too am a current ING satisifed customer (until I saw the 3% from EmigrantDirect). Hey, that's a 15+% raise over what ING is giving. All things being equal (i.e. decent service, accurate & easy to use website, FDIC, etc. ), where are you going to make 15% for the same amount of risk. E.D. is worth a shot I say. Here's my short experience(s) so far with E.D.:

Though I never received the E.D. followup "letter" (I called twice) the Emigrant customer service folks were fine & set me up whilel I waited on phone. Took all of 5 minutes & I was set up. I had to make another quick call back again for them to activate a FULL view of my account (there was no "transfer" feature at first.) Again, no problem within minutes it was fixed. I logged in & there was great rejoicing.

As of this posting I have not moved my ING funds over (yet!). I am awaiting to see how fast E.D. fetches from my checking account. Requested a Monday Mar 14 fetch so we'll see how that goes b4 I move from ING.

The ING emotional loyalty thing...
Look, I like most of you praise ING. Emotions (i.e. loyalty) should be left out of financial decisions (unless the decision keeps you awake all night). ING has produced a great savings model. But, we live in a competitive business market & that's what will make things better for us, the consumer!. If E.D. is what we are hoping they are then ING better get kickin' (again!). The airlines industry was the same way until SouthWest joined in & kicked all the other airline's sorry butts. Now JetBlue is challenging SWA. SouthWest must answer back if they are to stay on top. The competition is what makes this a great country. Hey ING, E.D. (& Capital One) are knocking at the door. How are you going to answer? Again, all other things (see above) being pretty much EQUAL I'm loyal to the one who pays me, period! And no, my name isn't "Alex Rodriguez" (a.k.a. pAy-Rod).

I'll re-post how this E.D. transaction unfolds.

Great bulletin board info from all.