[getforfree]

Those people who spend all their money, and have nothing when they retire, will get the medicare from govmt, but those, who saved, will have to pay for everything themselves. What a "great" inspiration to save money.

I do want to save money, but save it, deprive myself, so then I could pay for medical expences instead of letting the medicare pay for it, is not what I want to do. What's the point of saving then?

I think, if I would have any properties or other estates, I will give it to my kids even before I retire. That way, I make sure they get equal amount, they won't have to wait until I die, and because I will be "poor", I will get all the benefits. The main reason why I save is so my kids won't have to start their life from $0, like I had to.