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Originally Posted by SlickWallet
Long term plans: buy a nice car (under $100k), buy a house, retire comfortably.
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Um... yes. We'd all like that, wouldn't we?
Well, first thing's first. I'd recommend figuring out what your budget looks like. Based on that, you can figure out what your emergency fund should look like (roughly 6 months of living expenses). Sock that away.
Then, I would open and max out a Roth IRA.
I would also pay off any junk debts you may have. Credit cards are a good example.
If you still have money left, I'd recommend plowing more money back into 401k.
If you're maxing your 401k, I suppose you could use your Roth IRA as your "house fund" when the time comes.