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Originally Posted by krayziebone33
I don't recall seeing anything posted but I'll ask the question anyway . . . has anyone given OneUnited a try? I've been looking at their website a lot and the 5.25% APY is very attractive, especially since ED lowered their rate. I want to move a portion of my ED money to another account with a higher yield. OneUnited is one of the online banks that I am looking at very closely. Can ANYBODY tell me anything about them?
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There are a bunch of banks currently offering 5.25% or higher interest rates. If I were you, I'd consider GMAC, AmTrust, Amboy or E-Loan, just because they are all well-established banks and have a lot of positive reviews (E-Loan just started offering saving accounts online, but they've been in online business for years). OneUnited is a dark horse, maybe it's good, but why take a risk when you can get the same or better interest rate from other reputable banks.