[kealina]

i don't know about names but when i was 16 my mom took me to our bank, which is a smaller local bank, and opened an account... i think it was in my name only and i remember for sure that i could go and take money out or deposit money on my own without my parents... luckily i was a saver... i knew college and other expenses were coming and i saved almost every penny i got... i really enjoyed that bank because the people who worked there were so great...
now that i'm married i switched to hubby's credit union but i know my dad, grandparents, and several others who still use that bank because they prefer it... it doesn't offer the most competitive rates but it's got a great emphasis on customer service... it also doesn't have as many fees/penalties or rules so that's nice...