Re: How do you build an emergency fund when you can't even pay off your bills?
There are always ways to squeeze a little more money out of the budget. When I was first married the wife and I ate a lot of beans and rice. Lentils are also good. Squeeze five bucks a week out of the food budget and you have saved 260 dollars over the course of the year.
A dollar here and a dollar there don't seem like much but over the course of a year it adds up. Russell was spot on in his message.
Getting out from under is a bear and I know about it first hand. You must persevere in order to obtain your goals. This site is full of good stuff you can use in order to get there.
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