[budgetmom]

Well, my parents always told me it was important to save, but they never did. They taught me all the wrong ways to manage my money, with their actions. ---Feel like going out and partying tonight? Well, go ahead. You can figure out how to pay the rent later./Getting an education's not that important. Just look at me, I'm doing ok and I never even graduated high school!--- That kind of mentality, you know. Now that they are older they have no savings and SS doesn't pay enough to pay off their debt, let alone for them to be able to retire, so they still work. I don't want to be working in a dead end labor job when I'm older and can barely get around with no end in sight. How depressing is that! This realization only came to me just recently when I was talking on the phone with my Dad. I never really thought that much about the fact that he will never be able to afford to stop working. It makes me so sad. I just don't want to end up that way!