I opted out a few months ago. The reduction in junk mail has been AMAZING! I saw a drop about a week after I did it online, and with in the month they stoped altogether. You can still get a stray one now and again, either from a company you already have a card/account with, or from someone working off an credit report they pulled before you opted out. But I went from 3 offers a DAY to one maybe every two weeks. It's given my shreader a breather!
