[budgetmom]

I do not have an emergency fund. I want to start one as soon as possible. We have no benifits through my DH's job so no insurance. We do not qualify for aid with that either. MY FIL just recently had to stay in the hospital for a week (he's ok now) but they got their bill for it yesterday and it was like $87,000. They have insurance that will cover a lot of it, but it got me thinking about something like that happening to us. It would be absolutely devistating! So, an emergency fund is a must! My savings will be going towards getting a new (at least new to me,lol) vehicle and getting a new apartment/house(?). We live in a two bedroom apt. now and it is just not big enough. I would like to be able to give the kids their own rooms now so I won't have to worry about it later (I have a boy and a girl).