Re: What's your budget system?
I never knew there were guidelines of how much things should cost (30% for housing, etc.)I've been analizing my budget, but I'm not sure how to add some of the items in. We are behind on some bills right now, so do I take the entire cost of the bill (past due included) or just the average? If I just calculate the average, it shows about 30% unaccounted for. But I know a lot of that is going toward getting caught back up. The rest is considered discresionary, and that would be included in household, right?
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