Re: who is watching and not done a budget
Well I got married at age 20, and i was not sure what to do. I had no credit card and no checking account. So, every Friday, I cashed the paychecks, put a percentage in my savings, and then went home and put the rest of the cash in envelopes marked, rent, car payment, elec., water, telephone, heat, gas, groceries ( 1/4 of what was needed went into those envelopes each week)
After that, I always looked forward to coming home from the bank, and doing my budget. I love it and it is the reason I have been able to always save part of my paycheck.
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