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Originally Posted by autoxer
I knew something was up when Experian told me my plus score ranged on a scale of 330 - 830 & Transunion told me the range was 400 - 925. They aren't going to be the same scores that the creditors will see, becuse the credit reporting agencies don't want to pay FICO to use their scoring model. The bankrate calculator could be just as accurate as the CRA's guess.
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Exactly, and the CRAs are very sneaky -- they make it look like you are buying FICO when in fact you are not. The bankrate calculator is "powered by myFICO" so it should be somewhere in the right FICO neighborhood.