[LuxLiving]

Hi crazyliblady, we are already on the budget plan but have heard a new idea -- I haven't tried doing this yet, but think I will at the beginning of the year -- I think it was Mathew Green here who suggested this --

Putting YOURSELF on the plan and perhaps keeping the money in an online savings account. Average electric bill for the month 84.00. Some months 153.00, some months 39.00. Put the average 84.00 into online savings and when the 153.00 month shows up, pull out of savings and pay it. This way you are earning the interest on your money and not the utility company.

I felt so silly when he said this. I saw it so clearly with the mortgage company taking an escrow for taxes and insurance and stopped it as soon as they'd allow it. But how I missed this on the utilities I'll never know. Anyway, am going to start it come January!!

You might want to consider it!