Re: who is watching and not done a budget
Where's that thread where we all listed our budgets...hold on I'll search for it...
What does your budget look like???
Okay, click on that and you can see what lots of us use for a budget. I think mine is pretty detailed, but I want to know where my money is going!
Keeping a very detailed spending joural is a necessary first step if you want your budget to be attainable. Once you can see where it is going then you can work on cutting back in different areas.
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A fantasy becomes a dissatisfaction. A dissatisfaction becomes a desire. A desire becomes a want. A want becomes a need. A need becomes a matter of life and death. --Concept taken from "My Year Without Spending"
Thoughts lead to acts, acts lead to habits, habits lead to character - and our character will determine our eternal destiny. -- Ezra Taft Benson
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