[LuxLiving]

The one I say to myself most often? ...and to my children as they try to make a buying decision...

"Trinket or Treasure?"

Because my grandmother always told me, "The rich buy TREASURES with their money, that will make them money, while the poor buy lots of little TRINKETS, not worth much after they buy them."

So, when I look at my shopping cart/budget/spending plan I always weigh each item - Is it a trinket or treasure? Long term it has proved a VERY useful device for slowing me down on the thoughtless spending side!