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Old 09-20-2006, 11:58 AM
parafly parafly is offline
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Default Re: Building a Home Vs. Buying a Home

Quote:
Originally Posted by cschin4
I think you are fooling yourself if you really think you are going to build for less than buying a home would cost!
Care to elaborate? This may be true in Pennsylvania, but in areas like Bergen Country and Orange County, the prices of homes are through the roof. If I can purchase land for 150K and build a home for 150K, I believe that this would be a cheaper alternative.

Thank you for all the responses so far. Does anyone have any details regarding loans? Would I need to take two separate loans for the land and house, or could I just take one loan for all the combined costs? How does PMI and 20% downpayment work in this situation?
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