Re: If you are / have been in debt...
What caused the majority of your debt?
The majority is from our wedding and DH's truck loan.
How much do / did you owe?
At it's peak, $20,000 on the CC and $18,000 for the truck. DH bought the truck just before we met (I would have talked him out of it otherwise!). Now, the CC is down to about $16,000 and the truck is around $12,000.
How did you stay focused to get out of debt?
We got serious the moment we got back from the honeymoon in Oct. of 2005 (about 1 year ago). Most of our extra money goes towards the CC, once that's paid down we'll work on the truck.
We are staying focused by not allowing ourselves to take any major vacation (including my beloved Diseny World!) until the CC is paid off. The debt is also keeping us from doing other things we'd like to do, we keep having to say "some day when the debt is gone". It gets real anoying real quick! Also, I want to put off having kids until the CC is at least paid off. I don't want to have an infant with that kind of debt hanging over our heads.
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