[JanH]

We had some CC debt--more than we needed to have--but thought we had it figured out. We bought a used car for my then high school daughter with a lot down and very small payments per month. Two months later, my car blew an engine and it was going to cost 5000 to fix it. And the car wasn't very old, but had been trouble. So we bought another used car and adjusted our life. Five months later, college son's car dies. So we sold Hubby's truck and bought a safer car for son (used) and Hubby fixed car to drive to work. Three cars in one year. Then son who is music major changes instruments so he can do what he is really gifted for--jazz. Said instrument costs over 20,000. But he is amazing on it and is now an assistant in the jazz program at college (while in grad school) and makes music on the side with a semi-professional group. So it was worth it, just not at the same time! Then old college car dies for good and now Hubby needs a vehicle for work....Combined with the fact that college costs have doubled between when my son started and now my daughter. ...Sheesh! We used up the college funds early. My kids try to supply some of their own money and son has had scholarships, but sometimes life justs hits all at once with medical bills or something. I feel for each of you.