[twinsmommy]

What caused the majority of your debt? How did you stay focused to get out of debt? How much do / did you owe?

The majority of my debt is from fertility treatments. Even though that was very expensive I did not focus on paying cash as I paid my credit cards so I only paid 7,000 since I got pregnant with the twins (20 months ago). Right now I owe $33,000. The majority of that is credit card debt at low interest rates (0% to 3.99%).

I started a debt reduction blog to keep me focused. If it is all out there on the web then I need to show progress. It is difficult right now because I am newly single..so paying it all alone! It is harder with only one income but I am working on additional income sources as well as saving in all areas of my budget.