[heather]

I work part-time, attend college full-time and am planning on starting on saving for an apartment. I hope to get one within 5 months. On top of that, I have to get a car within about 2-3 months (only have $950 so far in the bank), have to save up also for car insurance and license plate, and I need to get a cell phone by time winter comes in 2-3 months.

Anyone have and advise?

Thanks!